An Exact Property Sale no longer offer sell and rent back agreements, but can recommend you to an authorised provider.

Why choose sell and rent back?

In the past, if your finances were less than ideal and your mortgage payments too high, you had few choices. You either had to sell your house quickly and move into a smaller property, or face repossession and eviction.

The sell rent back scheme is ideal for those who are having difficulties meeting their mortgage payments. Perhaps for the following reasons:

• Ill health reasons,
• Interest payments too high
• Job loss.
• Divorce

When you decide to sell rent back, you do not have to leave your home just because you get behind with your mortgage. We will offer you a cash price to buy your property and you can carry on living in it as our tenant until you decide to move on.

We are committed to the privacy of our clients, so now one will ever know that you do not still own your home.

The sell rent back scheme provides a quick and easy solution to unlock and access the cash (equity) tied up in your property so that you can use it to clear debts and then rent your home back at the market value. In this way we offer you a sensibly priced rent for as long as you need.

Benefits of sell rent back scheme

• You will not have to change jobs or commute to work.
• No upheaval, just a stress free property sale.
• No fees to pay for estate agents, valuation, solicitors, HIP's
• Your family, neighbors and friends need never know, unless you tell them.
• No need to look for new schools for the children.
• You stay in your own home and are free to decorate and update, just as before.

Sell rent back terms

When you choose the Exact Property Sale sell rent back scheme you not only stay in your home and avoid the associated upheaval of having to move but you can also choose the length of time you wish to rent. This can be in the long or short term – six months, a year or for the rest of your life. You may also choose to opt for one of our special low rent schemes or a rent-free period. Whatever your needs, we will meet them.

The rent you pay will be based on the market rates of similar properties in your local area and our contracts are similar to a standard tenancy agreement. When we make you an offer we will explain all the terms and conditions and make sure you clearly understand them.

We aspire to be up front and totally honest at all times and we will also explain clearly the procedure if you fall behind with your rent. There are no hidden costs and no catches and if you are at all concerned about the wording in the contracts, you can get your solicitor to go over it for you and we will pay the solicitors costs, as part of our good service to you.

Buy back option

If your financial situation improves, then you will be able to buy your home back at a fixed price. This fixed price is arranged at the time you sell your house to us and remains the same regardless of housing market trends.